Life insurance

Our lifestyle is a very important aspect of our everyday life and at times it is an aspect that some of us take for granted until it’s compromised.

This may be because of an unforeseeable accident or illness that reduces our financial earning capacity or worse still something that claims the life of a loved one.

While it can be disheartening to consider the possibilities, it is also smart thinking to protect your future and that of those that you care about most.

Honan Financial Services’ life and income protection products ensure that you and your family’s quality of life remains the same no matter what the circumstances.  If something was to happen, how would you or your loved ones cope with;    

» Continuing your mortgage payments?
» Paying for your children’s education?
» Maintaining your current lifestyle now and into retirement?
» Paying any medical costs potentially not covered by Medicare or your health insurance?
» Paying for any modifications required around the home to cope with a potential disability?

Honan Financial Services can provide you with a range of insurance options and recommend the best solutions that will best suit your needs now and into the future:

Life Insurance – pays a lump sum upon the death of the life insured

Total and Permanent Disability – pays a lump sum upon the permanent disablement of the life insured and inability to perform their work duties

Income Protection – pays an ongoing benefit up to 75% of you income on a monthly basis whilst you are unable to work due to illness or accident.

Trauma Insurance – pays a lump sum to you should you suffer a listed event such as a heart attack or stroke.